PE html> 5 Alternatives to Personal Capital: The Best Retirement Planning

5 Alternatives to Personal Capital: The Best Retirement Planning

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Looking for better alternatives to Personal Capital?

Then, this is the resource for you.

Yes, Personal Capital offers a new way of planning and managing your money so you can retire without worries. And yes, Personal Capital gives you access to ALL your accounts in one place.

In fact, Personal Capital offers great features:

A clean dashboard to help you plan your retirement.

A sophisticated retirement planning calculator.

A withdrawal tool to maximize retirement income by separating taxable and tax-free earnings.

An easy way to track your cash flow and to save by tracking your expenses.

Plus it’s free!

Many consider it as one of the best investment Robo-advisors. But it lacks some important features.

Luckily, there are many great alternatives to choose from.

In this post, we’ll share with you our favorites  Personal Capital Alternatives.

1. Intuit Mint

intuit mintintuit mint - personal capital alternatives

Intuit Mint is a personal finance software that lets you link multiple accounts. It helps you track your cash flow and plan your budget.

Mint is free. It partners with many financial institutions that give you offers: to invest, to get loans, or to open credit cards. On top of it, Mint monitors your credit score.

Mint’s security is higher than Personal Capital’s because they use two-factor authentication.

It also offers a free retirement planning services. You can keep track of your traditional IRA, Roth IRA, retirement plan or even 401(k).

You get all this for free! We think it’s a great tool.

RELATED: Intuit Mint vs. GrowthAdvisor: Best Tool to Build Your Wealth

2. Quicken

quicken- personal capital alternatives

Quicken is a personal finance planner like Personal Capital, except it, was first on the market. It’s a subscription-based desktop software that you can also use offline.

It is more advanced than Personal Capital and its better alternative. You can enter transactions manually. You can also import and store the picture of your receipts. We think that’s a neat feature.

It can create tax reports, and it monitors your credit report—all this for free. If you have a premium plan, you can use Quicken to pay bills. Another nice feature is a debt reduction tool.

If you’re a small business, you can use it for accounting and property management.

More great features:

  • Cash Management
  • Bill reminders
  • Investment tracking
  • Retirement planning
  • Total accounts balance
  • Net worth

Overall, a great tool to use.

3. Tiller

tiller

Tiller is a new financial management product on the market.

Its tracking tool works securely with Google Sheets or a Microsoft Excel document.

It began as a tool for budgeting, but it has been recently updated. Now you can customize the spreadsheet to suit your personal needs.

It automatically imports your transactions. First, you connect all your bank accounts to Tiller. Then Tiller will collect your data and transfer it into your Google Sheet or Excel file.

We think this is a great alternative to Personal Capital and other online tools. With Tiller, you can keep your information offline in your own Excel file. And you can customize it! A clear winner.

4. You Need A Budget (YNAB)

ynab

YNAB is not exactly a financial planner like the tools mentioned above.

It helps you set a savings goal and then actually reach it.

You can use YNAB both online and offline.

It doesn’t offer retirement tracking, and that’s fine. Its primary purpose is to teach you how to stick to your budget.

Great for those who are beginning to manage their money.

5. GrowthAdvisor

GrowthAdvisorHQ-Logo

Why did we include our product on this list?

Great question. But before we give you an answer, let us ask you a question in return.

Do you own employee stock options? Or do you plan on getting a job that offers them?

If your answer is NO, then pick one of the tools mentioned above. Any of them would be a great choice to plan your retirement.

If your answer is YES, then keep reading.

We’re including our product here because we believe that we can help you grow your wealth. How? By showing you how to use your stock options.

Here are our features:

  • give you a wealth-earning map 10 years into the future.
  • calculate your biggest potential earnings from your stock options.
  • can help you to pick the right company that will give you the best stock options package.
  • show you how much you will earn from your stock options if your company goes IPO, gets acquired, or shuts down.
  • help you reach your retirement early.

How do we do it?

Before we explain, let us ask you another question.

Do you know how to earn money from your employee stock options?

If your answer is YES, you’re one of the very few people who know this. Kudos to you. We can help you optimize your earnings even more.

If your answer is NO, you’re in the majority. Most employees own stock options. And most employees have very little idea on how to make lots of money on their stock options.

To illustrate, let us tell you a story of a typical employee, Jane Williams.

Jane’s story

Jane graduated from a prestigious college and got a job at a big, reputable company. Great! She got very excited. She called her mom and dad, and she has told all her friends. They were very proud of her, and Jane couldn’t wait to start.

On her first workday, Jane got even more excited. Her HR department told her that on top of her salary she’d be getting $5,000 worth of employee stock options. They would vest in 5 years.

Wow!

$5,000 sounded very impressive to Jane. But when she tried to understand exactly how she could get that money from her stock options, she got confused.

Luckily, a coworker recommended to Jane she tries this new product called GrowthAdvisor.

The coworker said GrowthAdvisor can help Jane retire 10 years earlier than usual.

Impressed, Jane decided to give it a try. She opened a new account and typed in her company’s name. GrowthAvisor showed her alternatives to her jobs. Those alternative jobs could give her $500K to $2MM more than what she got now.

Jane wasted no time. She used every single feature GrowthAdvisor offered. With her new Wealth Guide, she planned to switch to a new company in a year, to the next company in 5 years, and to the third company in 10.

Then she planned to invest the money she’d make into the stock market via an index mutual fund.

Final Thoughts

Your wealth growth is in your hands. You must learn how to manage it on your own. The more time you spend on it, the better you’ll get. And the faster you’ll get where you want to be: financial independence.

We’re here to help you get there. Give us a try.
Questions? Email our team at support@growthdvisorhq.com.


 
Article Number: GA-16

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